Some of your frequently asked question on our financial service has been listed here. We have tried to solve them. Hope these will be helpful to you. Can I get a loan online if I do not have any guarantee / collateral? You can get a loan in most cases even if you don't have any security like a house or anything. In these cases you will have to pay a higher rate for these types of loans and generally can't extend the payments out for as many months as you wish. What documentation will I need to apply for a home loan? Along with your official home loan application you have to provide some important documentation that confirms your identity and substantiates your income. Such as: How much finance can I get for buying a new home? You can get up to 90% of the property value towards purchase of your new home. How can I repay the loan? You can repay the loan in Equated Monthly Installments (EMI s) through cheques favoring DebitStock. What is the maximum amount provided as personal loan? As personal loan you can get up to 10, 00000/- depending on income and repayment capacity. Who can get a personal loan from you? We provide personal loans to salaried people, self employed professionals and self employed non professional individual. Do I need a guarantor for availing loan from you? No. You do not need any guarantor for getting loan from us. In case your income does not match our criteria, then you may require a guarantor. How much time will you need to process the loan? If the total procedure is done properly on time then it may require 3 to 5 days for the process. Can my spouse's income be included for calculating the loan amount? Yes, your spouse's income can also be calculated if he / she guarantee the loan. Who can avail business loan from you? Business loans from us are availed by self employed people within the age group of 25 to 65, unemployed entrepreneurs with guarantee and partnership firms.